Perform an online simulation to find the best rate
Depending on the type of loan you wish to take out (personal loan, real estate loan, work loan, car loan, motorbike, work, leisure, etc.), you enter the amount you need and the monthly payment and / or duration of repayment desired.
Do not hesitate to make different online simulations with several credit institutions, in order to find the most advantageous offer. Doing a credit simulation online does not commit you to anything.
You assess your borrowing capacity, and you are set in just a few minutes.
Send your requests and get an answer in principle quickly
Once the credit company (ies) has been selected and the credit solution proposed, fill in the online request form (no need to travel or call).
You will receive by email an immediate response in principle as well as a summary of your simulation. If the answer is positive, go to the next step if it is negative submit your request to other financial organizations.
Complete and return your final loan file by post
If the preliminary study is favorable, the credit organization will send you, by post, the loan file to complete, date and sign, as well as the list of supporting documents to be provided. To save time, you can download and print the loan file.
As with a traditional credit application, the requested organization generally offers its own borrower insurance, in order to guarantee the repayment of your loan in the event of problems, you are free to choose insurance from another provider.
Careful processing of your file
Upon receipt of your file, the credit company performs a further study, checking the conformity of the supporting documents provided, before giving its final agreement.
The final answer will be sent to you by email or by phone.
You have your financing
Once your credit request is accepted, the funds will be deposited directly into your bank account.
You have a legal right of withdrawal, remember to inform yourself beforehand about the terms and conditions of withdrawal.