Xantipus http://www.xantipus.com I always get back to the question, is it really necessary that men should consume so much of their bodily and mental energies in the machinery of civilized life? The world seems to me to do much of its toil for that which is not in any sense bread. Again, does not the latent feeling that much of their striving is to no purpose tend to infuse large quantities of sham into men's work? Fri, 11 Aug 2017 10:25:21 +0000 en-US hourly 1 https://wordpress.org/?v=4.8.1 Read This Before You Decide To Pay A Credit Restoration Company To Fix Your Credit Score! http://www.xantipus.com/read-this-before-you-decide-to-pay-a-credit-restoration-company-to-fix-your-credit-score/ Fri, 11 Aug 2017 10:25:21 +0000 http://www.xantipus.com/?p=22

There are a variety of ways individuals get into credit trouble. Bank cards are often what start the problem for most people. But just as credit cards will get you into trouble they can furthermore help you with credit history repair.

This is required for the order to protect the lawsuit filer’s name requesting the credit history, due to federal privacy laws and regulations. What your next step will be is to call the credit agencies that list the selections on the medical report. Once you call the consumer credit reporting agencies, they could inform you who currently is the owner of the debt.

The agencies all make use of FICO software to estimate your score and them most have separate databases which usually muddy the waters a little because that means at any once you have three different CREDIT credit scores depending on the bureau utilized. Usually, though, your ratings should all lie in a filter range.

Contrary to widespread false impression, however, there is no single rating. Instead, the mathematical formulation used is different depending on the actual results are being used for. For this reason, credit rating range is a more appropriate expression than credit score. For example, a great way to open a Target bank card the credit score displayed to focus on will be different than if you had been applying for a home mortgage or even auto loan.

Scrutinizing your existing credit report for any inaccurate information certainly significant subject to endeavor to remember. Laying your hands on your credit history is, of course, the first thing to do. The next matter to do here is to write plus challenge any mistakes a person unearth. The amendment associated with mistakes and inaccuracies actually can assist your credit score.

Over and over again, lenders base their particular decision on whether or not to increase credit to you. Bear beside me as I give you some useful hint and tips which will get you closer to the best credit score to have possible – the desired 850.

If you are prepared to work with them, they will probably work with you. If your unprotected creditors feel you are creating a good effort to take care of your own bills, they are more likely to use you in helping you get all of them paid off completely.

Having the highest credit score amongst who have filed for personal bankruptcy will always help you get affordable financial loans. It may not be as inexpensive as a person who has a higher score. However, it will certainly be affordable than additional loans offered to persons just like you in the market.

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Interview Romain M. Vetter, Digital Manager at PHD Switzerland http://www.xantipus.com/interview-romain-m-vetter-digital-manager-at-phd-switzerland/ Tue, 02 Oct 2012 10:23:20 +0000 http://www.xantipus.com/?p=18 Today I present a new interview to a Social Media professional working in Switzerland. This series of interviews pretend to reveal the person behind the social media strategies of successful companies based in Switzerland. It consists of community managers, social media managers, content strategists, innovation specialists, etc. It is the interviewee the one that decides who will be the next person to interview, making in this way a chain of Social Media professionals.

Today I have the pleasure to interview Romain M. Vetter (@digitalrmv), Digital Manager at PHD Switzerland.

Hi Romain. How would you define yourself in just one tweet?

Think outside the “swiss” box when it comes to online innovation.

Tell us a little bit about yourself, your origins, your early days without a Mac, and anything you want to make public.

I was born and raise in Geneva, Switzerland. I spent over 19 years of my life in this city, with a short one year break in Bienne playing volleyball for the junior national team for a year. I have been playing volleyball since I am 13 years old. After this experience, I attended a commercial high school, CEC Nicolas-Bouvier, in Geneva, while working for Allianz Suisse as an intern. My last year of school, I found an agent who helped me get a scholarship in the USA. I was lucky to get a full ride to a university close to Los Angeles. I learned English, studied business administration and marketing while playing volleyball and traveling within the USA during my 4 years. We won the national title 3 times and I received my bachelor in 2008. My highlight during those 4 years was to meet my future wife my first year of university. But I only started dating her my third year… One thing great we have in common: we are both Swiss. Her grandpa was from Bern. She however never went to Switzerland before. We got married a year later our schooling done in 2009 in Long Beach. Once my studies done, I was able to find work with Gorilla Nation and Atomic Online near Los Angeles. The job was my way in to online advertising and marketing. I learned everything about the online business representing large website online advertising inventories. In 2011, both my wife and I decided to come back to Switzerland to try a new experience together. We came back in June 2011 and after a series of meeting, I was hire as the Digital Manager for Omnicom Media Group (our department OMD Sky was renamed, PHD Switzerland in January 2011). 2011 was also my last year playing high level volleyball in the Swiss first division. We ended up winning the national title. A great way to end my career and now concentrate more on my various activities.

What are your interests in life?

I love traveling with my wife Jennifer, go to church, play volleyball, read L’Equipe and Mashable, as well as come up with way too many business ideas on daily basis.

You sold a company in the US and came to Geneva. Was it difficult the transit entrepreneur-employee, US-Switzerland?

I was still employed while having my own business. So the transition was ok on this aspect. It was however a bit hard at the beginning concerning the way of working in Switzerland. I had forgotten about it… Everything is very fast paced and straight to the point in the USA. Here, things go slower. Both are very valuable business approach. The USA way of working help me produce a lot of things and come up with ideas outside the box. The Swiss way of working help me stay organize and thorough. It’s a great mix!

Let’s talk a little bit about your current position. At PHD, you work for brands such as easyJet, Apple, Siemens, Nintendo, and The Economist. Every brand is a different world or do they all have something in common?

All are different and this is why I love my job. We take different approaches depending on clients, products, campaigns… At the end of the day, each client expects the same: profitability.

As an innovation specialist, what do you do on a normal working day?

Actually when it comes to innovation and creative thinking, my ideas come at random moments. This is the reason why I always have a piece of paper nearby to write them down.

The first 2 minutes of the first meeting with a new client, you ask…? And you are being asked…?

I usually ask how are you… We never talk about business the first 2 minutes of a meeting is about our personal lives. I love to get to know my clients and have friendly talks. We are here to make a local connection with them. Business is business, but relationships between people are everything.

You have a broad range of specialties, from mobile advertising to social media management. What is the area that you prefer the most? Why?

I actually love to code websites. HTML and CSS through WordPress is something I love doing. The reason is simple. If you want to do a good online job, you better know what is going on behind the design of a website.

How important is mobile advertising today?

Crucial. It is the future of online advertising. Too many brands have yet to understand it and too many clients still do not have mobile optimized website. Big mistake!

And finally, which professional working in Switzerland with social and media would you recommend for the next interview? Why?

I would recommend to contact Olivier Tripet. He is the founder and president of the Swiss Community Managers association. Someone to know in Suisse Romande.

Thanks Romain!

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First thoughts on Youtube Video Questions Editor http://www.xantipus.com/first-thoughts-on-youtube-video-questions-editor/ Tue, 25 Sep 2012 10:24:01 +0000 http://www.xantipus.com/?p=20 Youtube is making some moves in order to have a little more interactive videos. The feature they have created is called “Video Questions Editor Beta“. The page is rather minimalistic and we couldn’t say it shares tons of information. The feature is described as “you can setup multiple questions to be displayed on top of your video during playback that a viewer can answer.”

That sounded very interesting so I joined using the Youtube channel of one of my clients. The process is pretty straight-forward, just click the “Join the Video Questions Editor Beta” link. That’s it. I clicked and hurried to set up my first question. I wanted to ask the subscribers which video shall we upload next. I decided the time when it should appear, enter the question and the two possible answers. Clicked “Save changes” and… nothing happened. Your changes are being saved it said, so I waited, and waited. After one hour I became suspicious that something might not work correctly. After all, Youtube mentions that “The feature represents work in progress, there is no plan for long-term support of the feature and may be removed at any time without prior notification.” Pity, it would be a really useful feature if it worked.

Have you tried the Youtube Video Questions Editor? Any thoughts about it?

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